Free Online Calculators
Break down utility costs & compare with average
This utility cost calculator adds up your monthly service charges item by item — heating, water, waste, caretaker and cleaning, insurance, elevator, garden — and turns them into annual totals and a cost per m² per month. Each item is compared with a fixed reference value, €2.23 per m² per month in total: for 80 m² that's €178.40 a month, about €2,141 a year. You see at a glance which items on your statement are higher than expected.
Thanks for your feedback!
Yes — you estimate them from your living area, the number of people in the household, the heating system and your local tariffs. Multiply the expected consumption per unit (kWh, cubic metres of water or gas) by the price your provider charges, then add fixed monthly base fees.
Take your metered consumption for electricity, water, gas or heating oil, multiply each by the current unit price and add the standing charges plus any fixed items such as waste collection or property-related fees. If you have no meter readings yet, use the consumption figures from a comparable household of the same size and living area.
Costs depend on the heating system, insulation standard, household size and local tariffs, so there is no single figure for that floor area. Estimate it by combining heating energy per square foot with electricity and water consumption per person, then apply your own provider's prices.
Consumption depends mainly on whether heating and hot water are electric, how many people live there, and which large appliances run daily. A house with gas heating uses far less electricity than one with heat pumps, electric water heating or air conditioning at the same floor area.
Anything that produces heat or cold wastes the most: electric heating, water heaters, air conditioning, tumble dryers and old refrigerators or freezers. Standby losses from entertainment and network devices add up too, but they stay small compared with heating and cooling.
Daily use is driven by the heating and cooling system, hot water production and appliance stock rather than by floor area alone. Divide your annual meter difference by the number of days in the year to get a reliable daily figure for your own house.
Heating and cooling normally take the largest share, followed by hot water, refrigeration and laundry appliances. Lighting and electronics account for a much smaller part of a typical household bill.
Multiply the machine's power draw in kilowatts by the running time in hours and then by your electricity price per kWh. Because a washing machine only draws full power while heating the water, the actual cost per cycle is well below the rated power times the full running time.
Larger homes use more energy mostly because of bigger heated and cooled volumes, more bathrooms and more appliances, not because of the floor area itself. Base your estimate on the heating system, insulation standard and occupancy, and check it against past meter readings.
Heating, water, waste collection, cleaning, the elevator: the running costs of a home – often billed as service charges – add up item by item, and by the end of the year it's easy to lose track. Our free Utility Cost Calculator adds up what you pay each month for each item, turns it into annual amounts, works out your cost per square meter and compares every item with a reference value scaled to the size of your home.
Whether you rent or own, it shows you how much each item weighs on your budget and which ones are higher than expected. Electricity, gas for cooking, internet, TV and the rent itself are not part of it, and it does not split a building's costs between tenants or owners: it works with the amounts you already pay for your own home, for example from your landlord's annual statement.
Enter your living area in square meters (m²) and, for each item that applies to you, the amount you pay per month in euros. Items you leave empty are not included in your actual total. For the comparison, the calculator uses a fixed reference value for each item, in euros per m² per month, multiplied by your living area:
Together they come to €2.23 per m² per month. These are rough guide values, the same for every city and every building: they don't take into account the region, the age of the building or the services it has, and they are not national statistics. Read the comparison as a pointer, not as a verdict.
Take an apartment of 80 m² with these monthly costs: €80 for heating, €30 for water, €15 for waste, €16 for caretaker and cleaning and €8 for building insurance. Elevator, garden and other stay empty.
The actual total is lower than the average total partly because three items are missing – to see where to act, look at the symbols item by item.
The calculator only knows its eight items and their fixed reference values. In particular, it does not:
Once you know which items are high, you can start making smarter decisions. A few common ways to lower the costs the calculator covers:
Yes, our Utility Cost Calculator is completely free to use with no sign-up required. Simply visit the page, enter your data and get instant results. There are no hidden fees or premium tiers.
No. It compares each item with a fixed reference value per square meter – €2.23 per m² per month for all eight items together – which is the same everywhere. It doesn't use national, state or regional statistics, so a ▲ is a reason to take a closer look, not proof that you're overpaying.
There are no separate fields for electricity, cooking gas, internet or TV. If you enter such amounts under "Other", they count towards your actual total, but that item is then compared with a reference value of only €0.10 per m², so its symbol says little.
The Total Average always contains all eight items for your living area, including the ones you left empty. If your building has no elevator or garden, or you haven't entered every item, the two totals aren't directly comparable. The symbols next to each item are the better guide.
We recommend recalculating whenever you receive your annual service charge statement, or when something changes significantly – such as moving to a new home or a sharp rise in your monthly payments. Regular checks help you stay on top of your budget and spot unusual items early.